1. Educational Purpose Only

All programs, trainings, coaching, and materials are for educational and informational purposes only.

We do NOT provide:
• Legal advice
• Financial advice
• Tax advice
• Investment advisory services
• Mortgage or lending advice specific to your situation

You should consult licensed professionals before making financial or investment decisions.

2. No Guarantees of Results

Real estate investing and business activities involve risk.

We do not guarantee any income or results.

Your success depends on:

• Work ethic

• Market conditions

• Financial resources

• Implementation

Results vary. No income claims are made.

3. Programs and Services

We offer educational programs including:

Masterclass : A one-time training on real estate strategies.

Video Training Package : Self-paced training with templates and resources.

Group Coaching : Training + community + live coaching sessions.

Jumpstart Program : Advanced coaching with additional support.

Programs may evolve over time.

4. Account Registration

You may be required to create an account.

You agree to:

• Provide accurate information

• Keep login credentials secure

• Be responsible for all activity under your account

We may suspend or terminate accounts for violations.

5. Payments and Billing

All payments are processed securely.

By purchasing, you agree:

• Billing info is accurate

• Payments are non-transferable

• Payment plans must be completed

Failure to pay may result in:

• Loss of access

• Removal from programs

• Collections if applicable

6. Refund Policy

Due to the digital nature of our programs, all purchases are generally non-refundable unless stated otherwise.

Any guarantees will be clearly outlined on the sales page.

7. Data Privacy, Processing, and Consent

We collect and process data to provide our services.

This may include:

• Contact details

• Financial information

• Credit-related information

• Usage data

By using our Services, you consent to:

• Collection and processing of your data

• Use of data to improve and optimize services

• Sharing data with Sales Kick (our subcontractor)

• Transfer of data to trusted third-party providers

CREDIT AUTHORIZATION

By submitting an application or booking a call, you authorize SML Investment Group LLC to obtain your credit profile under the Fair Credit Reporting Act (FCRA) for pre-qualification.

• This is a soft pull

• It does NOT affect your credit score

DATA SHARING

We may share data with subcontractors (including Sales Kick) to deliver services.

We may also disclose data if required by law.

DATA SECURITY

We use reasonable security measures but cannot guarantee absolute security.

You are responsible for protecting your devices and access.

8. Community Guidelines

You agree to maintain a respectful environment.

You may NOT:

• Harass others

• Spam or solicit

• Promote unrelated services

• Share confidential information

Violations may result in removal without refund.

9. Intellectual Property

All materials including:

• Videos

• Scripts

• Templates

• Systems

are owned by SML Investment Group LLC.

You may NOT:

• Copy

• Share

• Resell

• Distribute

Violations may result in termination and legal action.

10. Third-Party Tools

We may recommend tools, vendors, or lenders.

We are NOT responsible for:

• Their services

• Pricing

• Performance

Use them at your own risk.

11. Limitation of Liability

We are not liable for:

• Financial losses

• Business decisions

• Results from strategies

Maximum liability is limited to the amount paid in the last 12 months.

12. Indemnification

You agree to protect and hold harmless SML Investment Group LLC from any claims arising from:

• Your actions

• Violation of terms

• Misuse of services

13. Dispute Resolution

All disputes will be resolved through binding arbitration via the American Arbitration Association (AAA) in Florida.

• No class actions

• Individual disputes only

• Decision is final

14. Governing Law

These Terms are governed by the laws of the State of Florida.

15. Force Majeure

We are not responsible for delays caused by events outside our control such as:

• Natural disasters

• Power outages

• Internet failures

• Government actions

16. Updates to Terms

We may update these Terms at any time.

Continued use means you accept the updated Terms.

17. Contact Information

Smart Money Life Collective

SML Investment Group LLC

Email: [email protected]

Website: shutupandinvest.net

18. Acknowledgment

By using this website or purchasing any program, you confirm that you have read and agreed to these Terms & Conditions.